Call reports 2019
INTERAUDI BANK — 2019
What INTERAUDI BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,976,681,000 | 2,009,937,000 | 2,051,738,000 | 2,119,692,000 |
| Total loans | 850,425,000 | 855,097,000 | 858,937,000 | 858,850,000 |
| Allowance for loan losses | 6,191,000 | 6,247,000 | 6,337,000 | 6,369,000 |
| Securities available for sale | 437,359,000 | 441,236,000 | 475,653,000 | 449,472,000 |
| Securities held to maturity | 34,523,000 | 34,415,000 | 32,562,000 | 32,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,690,128,000 | 1,716,263,000 | 1,760,221,000 | 1,798,830,000 |
| Interest-bearing deposits | 973,244,000 | 962,609,000 | 979,460,000 | 973,222,000 |
| Noninterest-bearing deposits | 716,884,000 | 753,654,000 | 780,761,000 | 825,608,000 |
| Equity capital | 156,913,000 | 164,545,000 | 170,391,000 | 175,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,678,000 | 38,176,000 | 56,580,000 | 73,622,000 |
| Interest expense | 4,813,000 | 10,153,000 | 15,631,000 | 20,974,000 |
| Net interest income | 13,865,000 | 28,023,000 | 40,949,000 | 52,648,000 |
| Noninterest income | 2,309,000 | 4,763,000 | 7,244,000 | 9,818,000 |
| Noninterest expense | 6,939,000 | 13,981,000 | 21,106,000 | 28,360,000 |
| Provision for loan losses | 110,000 | 165,000 | 255,000 | 290,000 |
| Pretax income | 9,125,000 | 18,640,000 | 26,832,000 | 33,816,000 |
| Income tax | 2,606,000 | 5,305,000 | 7,635,000 | 9,345,000 |
| Net income | 6,519,000 | 13,335,000 | 19,197,000 | 24,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,809,000 | 164,625,000 | 170,487,000 | 175,761,000 |
| Total capital | 164,042,000 | 170,919,000 | 176,871,000 | 182,172,000 |
| Risk-weighted assets | 780,842,000 | 766,681,000 | 789,114,000 | 802,102,000 |