Call reports 2018
INTERAUDI BANK — 2018
What INTERAUDI BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,887,898,000 | 1,957,400,000 | 1,956,487,000 | 2,017,202,000 |
| Total loans | 843,578,000 | 863,661,000 | 864,341,000 | 861,221,000 |
| Allowance for loan losses | 5,698,000 | 5,900,000 | 5,985,000 | 6,078,000 |
| Securities available for sale | 294,083,000 | 296,007,000 | 320,729,000 | 371,110,000 |
| Securities held to maturity | 107,315,000 | 134,894,000 | 118,492,000 | 131,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,644,059,000 | 1,703,765,000 | 1,684,825,000 | 1,729,389,000 |
| Interest-bearing deposits | 812,537,000 | 866,598,000 | 888,535,000 | 948,215,000 |
| Noninterest-bearing deposits | 831,522,000 | 837,167,000 | 796,290,000 | 781,174,000 |
| Equity capital | 139,542,000 | 145,919,000 | 152,662,000 | 158,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,694,000 | 31,390,000 | 49,251,000 | 67,898,000 |
| Interest expense | 2,575,000 | 5,659,000 | 9,348,000 | 13,749,000 |
| Net interest income | 12,119,000 | 25,731,000 | 39,903,000 | 54,149,000 |
| Noninterest income | 4,874,000 | 7,172,000 | 9,424,000 | 11,104,000 |
| Noninterest expense | 7,068,000 | 13,916,000 | 20,662,000 | 27,712,000 |
| Provision for loan losses | 109,000 | 311,000 | 519,000 | 609,000 |
| Pretax income | 9,816,000 | 18,676,000 | 28,146,000 | 36,932,000 |
| Income tax | 2,806,000 | 5,314,000 | 8,012,000 | 10,623,000 |
| Net income | 7,010,000 | 13,362,000 | 20,134,000 | 26,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,959,000 | 146,372,000 | 153,204,000 | 159,420,000 |
| Total capital | 145,699,000 | 152,312,000 | 159,231,000 | 165,540,000 |
| Risk-weighted assets | 787,380,000 | 822,271,000 | 802,025,000 | 792,001,000 |