Call reports 2017
INTERAUDI BANK — 2017
What INTERAUDI BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,682,483,000 | 1,719,023,000 | 1,719,784,000 | 1,849,106,000 |
| Total loans | 839,519,000 | 844,018,000 | 854,397,000 | 822,523,000 |
| Allowance for loan losses | 5,434,000 | 5,804,000 | 5,914,000 | 5,589,000 |
| Securities available for sale | 282,663,000 | 255,641,000 | 260,678,000 | 287,205,000 |
| Securities held to maturity | 93,376,000 | 73,035,000 | 72,393,000 | 57,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,521,617,000 | 1,549,487,000 | 1,537,514,000 | 1,620,036,000 |
| Interest-bearing deposits | 697,205,000 | 713,770,000 | 715,836,000 | 773,628,000 |
| Noninterest-bearing deposits | 824,412,000 | 835,717,000 | 821,678,000 | 846,408,000 |
| Equity capital | 126,453,000 | 131,009,000 | 135,585,000 | 138,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,218,000 | 25,185,000 | 39,100,000 | 53,078,000 |
| Interest expense | 1,606,000 | 3,378,000 | 5,384,000 | 7,667,000 |
| Net interest income | 10,612,000 | 21,807,000 | 33,716,000 | 45,411,000 |
| Noninterest income | 2,146,000 | 4,287,000 | 6,254,000 | 8,419,000 |
| Noninterest expense | 6,263,000 | 12,614,000 | 19,043,000 | 25,670,000 |
| Provision for loan losses | 190,000 | 560,000 | 670,000 | 818,000 |
| Pretax income | 6,305,000 | 13,025,000 | 20,362,000 | 27,447,000 |
| Income tax | 2,531,000 | 5,236,000 | 8,187,000 | 11,807,000 |
| Net income | 3,774,000 | 7,789,000 | 12,175,000 | 15,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,021,000 | 131,095,000 | 135,542,000 | 139,068,000 |
| Total capital | 132,499,000 | 136,943,000 | 141,500,000 | 144,703,000 |
| Risk-weighted assets | 784,503,000 | 760,463,000 | 762,957,000 | 751,410,000 |