Call reports 2016
INTERAUDI BANK — 2016
What INTERAUDI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,792,581,000 | 1,707,429,000 | 1,728,315,000 | 1,835,973,000 |
| Total loans | 776,254,000 | 754,868,000 | 783,781,000 | 806,324,000 |
| Allowance for loan losses | 4,701,000 | 4,800,000 | 4,854,000 | 5,244,000 |
| Securities available for sale | 257,439,000 | 273,856,000 | 320,447,000 | 277,170,000 |
| Securities held to maturity | 141,011,000 | 90,627,000 | 79,283,000 | 78,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,628,189,000 | 1,549,307,000 | 1,575,635,000 | 1,619,862,000 |
| Interest-bearing deposits | 734,823,000 | 703,864,000 | 701,416,000 | 702,933,000 |
| Noninterest-bearing deposits | 893,366,000 | 845,443,000 | 874,219,000 | 916,929,000 |
| Equity capital | 117,056,000 | 120,195,000 | 123,686,000 | 127,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,843,000 | 21,580,000 | 32,581,000 | 44,315,000 |
| Interest expense | 1,414,000 | 2,767,000 | 4,083,000 | 5,549,000 |
| Net interest income | 9,429,000 | 18,813,000 | 28,498,000 | 38,766,000 |
| Noninterest income | 1,868,000 | 3,840,000 | 5,663,000 | 7,805,000 |
| Noninterest expense | 5,942,000 | 11,882,000 | 17,899,000 | 24,066,000 |
| Provision for loan losses | 90,000 | 865,000 | 919,000 | 1,309,000 |
| Pretax income | 5,290,000 | 9,931,000 | 15,504,000 | 21,393,000 |
| Income tax | 2,176,000 | 4,115,000 | 6,413,000 | 8,601,000 |
| Net income | 3,114,000 | 5,816,000 | 9,091,000 | 12,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,203,000 | 120,966,000 | 124,302,000 | 128,063,000 |
| Total capital | 122,941,000 | 125,804,000 | 129,200,000 | 133,351,000 |
| Risk-weighted assets | 750,346,000 | 726,232,000 | 777,473,000 | 747,610,000 |