Call reports 2014
INTERAUDI BANK — 2014
What INTERAUDI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,545,368,000 | 1,627,844,000 | 1,627,416,000 | 1,698,561,000 |
| Total loans | 533,134,000 | 577,975,000 | 641,864,000 | 628,070,000 |
| Allowance for loan losses | 3,916,000 | 3,991,000 | 4,066,000 | 4,124,000 |
| Securities available for sale | 350,754,000 | 353,052,000 | 345,334,000 | 352,091,000 |
| Securities held to maturity | 26,953,000 | 26,929,000 | 1,502,000 | 36,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,302,037,000 | 1,385,202,000 | 1,400,493,000 | 1,472,316,000 |
| Interest-bearing deposits | 747,508,000 | 756,553,000 | 756,427,000 | 764,387,000 |
| Noninterest-bearing deposits | 554,529,000 | 628,649,000 | 644,066,000 | 707,929,000 |
| Equity capital | 107,985,000 | 109,784,000 | 111,959,000 | 113,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,851,000 | 16,031,000 | 24,824,000 | 33,894,000 |
| Interest expense | 1,891,000 | 3,844,000 | 5,897,000 | 7,805,000 |
| Net interest income | 5,960,000 | 12,187,000 | 18,927,000 | 26,089,000 |
| Noninterest income | 2,158,000 | 3,709,000 | 5,510,000 | 7,395,000 |
| Noninterest expense | 5,175,000 | 10,272,000 | 15,490,000 | 20,967,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 284,000 |
| Pretax income | 3,082,000 | 5,777,000 | 9,091,000 | 12,602,000 |
| Income tax | 1,278,000 | 2,406,000 | 3,794,000 | 5,250,000 |
| Net income | 1,804,000 | 3,371,000 | 5,297,000 | 7,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,594,000 | 108,181,000 | 110,128,000 | 112,204,000 |
| Total capital | 110,519,000 | 112,172,000 | 114,219,000 | 116,359,000 |
| Risk-weighted assets | 635,005,000 | 679,130,000 | 718,630,000 | 720,644,000 |