Call reports 2013
INTERAUDI BANK — 2013
What INTERAUDI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,287,427,000 | 1,338,930,000 | 1,423,178,000 | 1,453,125,000 |
| Total loans | 477,181,000 | 496,155,000 | 510,546,000 | 541,048,000 |
| Allowance for loan losses | 3,645,000 | 3,690,000 | 3,765,000 | 3,840,000 |
| Securities available for sale | 326,995,000 | 332,740,000 | 327,119,000 | 334,223,000 |
| Securities held to maturity | 3,372,000 | 3,365,000 | 29,425,000 | 18,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,051,233,000 | 1,099,268,000 | 1,172,733,000 | 1,211,762,000 |
| Interest-bearing deposits | 687,418,000 | 716,696,000 | 748,720,000 | 756,696,000 |
| Noninterest-bearing deposits | 363,815,000 | 382,572,000 | 424,013,000 | 455,066,000 |
| Equity capital | 105,697,000 | 106,167,000 | 107,302,000 | 108,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,523,000 | 14,986,000 | 22,736,000 | 30,801,000 |
| Interest expense | 1,921,000 | 3,850,000 | 5,910,000 | 7,935,000 |
| Net interest income | 5,602,000 | 11,136,000 | 16,826,000 | 22,866,000 |
| Noninterest income | 1,384,000 | 2,888,000 | 4,687,000 | 6,121,000 |
| Noninterest expense | 4,888,000 | 9,771,000 | 14,655,000 | 19,658,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,299,000 | 4,379,000 | 6,909,000 | 9,347,000 |
| Income tax | 979,000 | 1,824,000 | 2,877,000 | 3,965,000 |
| Net income | 1,320,000 | 2,555,000 | 4,032,000 | 5,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,230,000 | 104,486,000 | 105,984,000 | 107,355,000 |
| Total capital | 106,892,000 | 108,182,000 | 109,760,000 | 111,203,000 |
| Risk-weighted assets | 580,957,000 | 608,576,000 | 626,472,000 | 653,622,000 |