Call reports 2012
INTERAUDI BANK — 2012
What INTERAUDI BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,287,608,000 | 1,257,266,000 | 1,257,499,000 | 1,329,925,000 |
| Total loans | 458,956,000 | 473,102,000 | 476,989,000 | 495,500,000 |
| Allowance for loan losses | 3,347,000 | 3,422,000 | 3,497,000 | 3,572,000 |
| Securities available for sale | 412,766,000 | 414,035,000 | 374,620,000 | 313,249,000 |
| Securities held to maturity | 3,399,000 | 18,393,000 | 18,386,000 | 3,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,024,581,000 | 1,004,776,000 | 999,773,000 | 1,095,945,000 |
| Interest-bearing deposits | 751,965,000 | 726,228,000 | 710,694,000 | 764,434,000 |
| Noninterest-bearing deposits | 272,616,000 | 278,548,000 | 289,079,000 | 331,511,000 |
| Equity capital | 101,758,000 | 103,813,000 | 108,049,000 | 106,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,202,000 | 16,386,000 | 24,525,000 | 32,417,000 |
| Interest expense | 2,445,000 | 4,776,000 | 7,002,000 | 9,096,000 |
| Net interest income | 5,757,000 | 11,610,000 | 17,523,000 | 23,321,000 |
| Noninterest income | 1,188,000 | 2,537,000 | 4,020,000 | 5,840,000 |
| Noninterest expense | 4,558,000 | 9,160,000 | 13,822,000 | 18,644,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,324,000 | 5,411,000 | 8,714,000 | 14,297,000 |
| Income tax | 980,000 | 2,267,000 | 3,654,000 | 10,038,000 |
| Net income | 1,344,000 | 3,144,000 | 5,060,000 | 4,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,581,000 | 103,381,000 | 105,297,000 | 104,496,000 |
| Total capital | 104,933,000 | 106,807,000 | 108,806,000 | 108,085,000 |
| Risk-weighted assets | 556,305,000 | 573,341,000 | 572,706,000 | 565,615,000 |