Call reports 2011
INTERAUDI BANK — 2011
What INTERAUDI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,293,902,000 | 1,269,549,000 | 1,254,772,000 | 1,278,215,000 |
| Total loans | 412,425,000 | 419,974,000 | 439,137,000 | 439,562,000 |
| Allowance for loan losses | 3,340,000 | 3,415,000 | 3,197,000 | 3,272,000 |
| Securities available for sale | 467,123,000 | 443,398,000 | 421,800,000 | 401,216,000 |
| Securities held to maturity | 29,272,000 | 23,123,000 | 23,242,000 | 18,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,016,218,000 | 993,559,000 | 991,546,000 | 1,017,576,000 |
| Interest-bearing deposits | 801,402,000 | 771,902,000 | 772,547,000 | 783,037,000 |
| Noninterest-bearing deposits | 214,816,000 | 221,657,000 | 218,999,000 | 234,539,000 |
| Equity capital | 105,372,000 | 106,896,000 | 101,793,000 | 100,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,348,000 | 16,532,000 | 24,777,000 | 32,974,000 |
| Interest expense | 2,995,000 | 5,881,000 | 8,663,000 | 11,189,000 |
| Net interest income | 5,353,000 | 10,651,000 | 16,114,000 | 21,785,000 |
| Noninterest income | 1,346,000 | 2,689,000 | 3,990,000 | 5,218,000 |
| Noninterest expense | 4,371,000 | 8,671,000 | 15,156,000 | 17,509,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 3,315,000 | 6,073,000 | 7,653,000 | 12,216,000 |
| Income tax | 1,395,000 | 2,566,000 | 3,207,000 | 9,032,000 |
| Net income | 1,920,000 | 3,507,000 | 4,446,000 | 3,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,552,000 | 103,139,000 | 104,030,000 | 102,806,000 |
| Total capital | 105,011,000 | 106,657,000 | 107,227,000 | 106,078,000 |
| Risk-weighted assets | 561,808,000 | 555,647,000 | 556,796,000 | 547,211,000 |