Call reports 2025
SWEDISH-AMERICAN STATE BANK — 2025
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,278,000 | 52,978,000 | 54,368,000 | 57,647,000 |
| Total loans | 31,841,000 | 34,215,000 | 36,820,000 | 39,905,000 |
| Allowance for loan losses | 428,000 | 425,000 | 466,000 | 454,000 |
| Securities available for sale | 19,636,000 | 17,293,000 | 15,826,000 | 15,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,357,000 | 41,685,000 | 39,872,000 | 40,677,000 |
| Interest-bearing deposits | 35,104,000 | 32,702,000 | 30,270,000 | 30,073,000 |
| Noninterest-bearing deposits | 11,253,000 | 8,983,000 | 9,602,000 | 10,604,000 |
| Equity capital | 6,197,000 | 6,180,000 | 6,552,000 | 6,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,526,000 | 2,331,000 | 3,157,000 |
| Interest expense | 228,000 | 458,000 | 714,000 | 969,000 |
| Net interest income | 545,000 | 1,068,000 | 1,617,000 | 2,188,000 |
| Noninterest income | 40,000 | 82,000 | 124,000 | 274,000 |
| Noninterest expense | 360,000 | 728,000 | 1,083,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 224,000 | 422,000 | 618,000 | 944,000 |
| Income tax | 1,000 | 9,000 | 22,000 | 32,000 |
| Net income | 223,000 | 413,000 | 596,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,170,000 | 7,000,000 | 7,183,000 | 7,499,000 |
| Total capital | 7,598,000 | 7,425,000 | 7,649,000 | 7,953,000 |
| Risk-weighted assets | 34,250,000 | 37,013,000 | 39,248,000 | 41,961,000 |