Call reports 2019
SWEDISH-AMERICAN STATE BANK — 2019
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,530,000 | 41,392,000 | 41,497,000 | 40,299,000 |
| Total loans | 29,583,000 | 32,709,000 | 32,804,000 | 32,162,000 |
| Allowance for loan losses | 744,000 | 764,000 | 637,000 | 626,000 |
| Securities available for sale | 7,651,000 | 7,432,000 | 7,131,000 | 6,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,748,000 | 33,747,000 | 32,366,000 | 32,797,000 |
| Interest-bearing deposits | 29,224,000 | 28,052,000 | 26,887,000 | 26,240,000 |
| Noninterest-bearing deposits | 5,524,000 | 5,695,000 | 5,479,000 | 6,557,000 |
| Equity capital | 4,742,000 | 4,932,000 | 5,150,000 | 5,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 993,000 | 1,515,000 | 2,077,000 |
| Interest expense | 64,000 | 127,000 | 205,000 | 285,000 |
| Net interest income | 416,000 | 866,000 | 1,310,000 | 1,792,000 |
| Noninterest income | 55,000 | 114,000 | 173,000 | 291,000 |
| Noninterest expense | 324,000 | 655,000 | 1,012,000 | 1,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 325,000 | 471,000 | 721,000 |
| Income tax | 22,000 | 77,000 | 5,000 | 14,000 |
| Net income | 125,000 | 248,000 | 466,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,760,000 | 4,883,000 | 5,086,000 | 5,293,000 |
| Total capital | 5,154,000 | 5,309,000 | 5,512,000 | 5,705,000 |
| Risk-weighted assets | 31,194,000 | 33,780,000 | 33,907,000 | 32,773,000 |