Call reports 2018
SWEDISH-AMERICAN STATE BANK — 2018
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,102,000 | 43,323,000 | 41,852,000 | 42,021,000 |
| Total loans | 32,184,000 | 32,051,000 | 31,654,000 | 33,351,000 |
| Allowance for loan losses | 786,000 | 773,000 | 723,000 | 734,000 |
| Securities available for sale | 10,175,000 | 9,972,000 | 9,122,000 | 7,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,155,000 | 37,354,000 | 34,161,000 | 35,252,000 |
| Interest-bearing deposits | 34,372,000 | 31,572,000 | 28,722,000 | 28,099,000 |
| Noninterest-bearing deposits | 6,783,000 | 5,782,000 | 5,439,000 | 7,153,000 |
| Equity capital | 3,908,000 | 4,299,000 | 4,390,000 | 4,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 962,000 | 1,461,000 | 1,972,000 |
| Interest expense | 64,000 | 123,000 | 189,000 | 269,000 |
| Net interest income | 422,000 | 839,000 | 1,272,000 | 1,703,000 |
| Noninterest income | 42,000 | 111,000 | 159,000 | 235,000 |
| Noninterest expense | 344,000 | 640,000 | 979,000 | 1,320,000 |
| Provision for loan losses | 139,000 | 139,000 | 139,000 | 139,000 |
| Pretax income | -24,000 | 166,000 | 288,000 | 368,000 |
| Income tax | -139,000 | -333,000 | -308,000 | -321,000 |
| Net income | 115,000 | 499,000 | 596,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,101,000 | 4,485,000 | 4,582,000 | 4,675,000 |
| Total capital | 4,466,000 | 4,844,000 | 4,921,000 | 5,040,000 |
| Risk-weighted assets | 28,803,000 | 28,368,000 | 26,769,000 | 28,811,000 |