Call reports 2015
SWEDISH-AMERICAN STATE BANK — 2015
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,254,000 | 54,777,000 | 57,628,000 | 62,111,000 |
| Total loans | 39,665,000 | 41,475,000 | 44,835,000 | 48,128,000 |
| Allowance for loan losses | 407,000 | 447,000 | 465,000 | 496,000 |
| Securities available for sale | 12,339,000 | 11,941,000 | 11,333,000 | 11,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,785,000 | 46,132,000 | 45,088,000 | 49,226,000 |
| Interest-bearing deposits | 39,313,000 | 39,745,000 | 39,172,000 | 41,052,000 |
| Noninterest-bearing deposits | 7,472,000 | 6,387,000 | 5,916,000 | 8,174,000 |
| Equity capital | 4,068,000 | 4,089,000 | 4,256,000 | 4,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,133,000 | 1,738,000 | 2,363,000 |
| Interest expense | 52,000 | 108,000 | 170,000 | 239,000 |
| Net interest income | 506,000 | 1,025,000 | 1,568,000 | 2,124,000 |
| Noninterest income | 18,000 | 31,000 | 51,000 | 75,000 |
| Noninterest expense | 378,000 | 762,000 | 1,083,000 | 1,550,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 100,000 | 203,000 | 405,000 | 473,000 |
| Income tax | 19,000 | 59,000 | 114,000 | 95,000 |
| Net income | 81,000 | 144,000 | 291,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,068,000 | 4,132,000 | 4,279,000 | 4,367,000 |
| Total capital | 4,475,000 | 4,579,000 | 4,744,000 | 4,863,000 |
| Risk-weighted assets | 39,613,000 | 41,793,000 | 45,365,000 | 48,726,000 |