Call reports 2012
SWEDISH-AMERICAN STATE BANK — 2012
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,972,000 | 42,351,000 | 42,657,000 | 46,577,000 |
| Total loans | 23,449,000 | 25,318,000 | 26,545,000 | 30,144,000 |
| Allowance for loan losses | 295,000 | 315,000 | 337,000 | 336,000 |
| Securities available for sale | 16,288,000 | 14,910,000 | 14,389,000 | 13,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,925,000 | 37,443,000 | 35,533,000 | 38,191,000 |
| Interest-bearing deposits | 32,714,000 | 32,322,000 | 30,499,000 | 32,108,000 |
| Noninterest-bearing deposits | 6,211,000 | 5,121,000 | 5,034,000 | 6,083,000 |
| Equity capital | 3,556,000 | 3,612,000 | 3,724,000 | 3,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 914,000 | 1,369,000 | 1,839,000 |
| Interest expense | 86,000 | 160,000 | 223,000 | 286,000 |
| Net interest income | 371,000 | 754,000 | 1,146,000 | 1,553,000 |
| Noninterest income | 29,000 | 58,000 | 88,000 | 107,000 |
| Noninterest expense | 300,000 | 600,000 | 907,000 | 1,225,000 |
| Provision for loan losses | 0 | 20,000 | 40,000 | 40,000 |
| Pretax income | 141,000 | 256,000 | 341,000 | 451,000 |
| Income tax | 47,000 | 85,000 | 113,000 | 147,000 |
| Net income | 94,000 | 171,000 | 228,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,447,000 | 3,524,000 | 3,576,000 | 3,603,000 |
| Total capital | 3,742,000 | 3,839,000 | 3,903,000 | 3,939,000 |
| Risk-weighted assets | 23,692,000 | 28,318,000 | 26,176,000 | 29,859,000 |