Call reports 2011
SWEDISH-AMERICAN STATE BANK — 2011
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,095,000 | 37,065,000 | 39,642,000 | 40,906,000 |
| Total loans | 22,655,000 | 24,129,000 | 25,927,000 | 27,136,000 |
| Allowance for loan losses | 294,000 | 295,000 | 295,000 | 291,000 |
| Securities available for sale | 10,154,000 | 11,378,000 | 11,749,000 | 11,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,141,000 | 32,786,000 | 34,232,000 | 34,765,000 |
| Interest-bearing deposits | 27,487,000 | 28,390,000 | 29,452,000 | 29,828,000 |
| Noninterest-bearing deposits | 4,654,000 | 4,396,000 | 4,780,000 | 4,937,000 |
| Equity capital | 3,138,000 | 3,299,000 | 3,423,000 | 3,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 900,000 | 1,384,000 | 1,890,000 |
| Interest expense | 90,000 | 183,000 | 282,000 | 381,000 |
| Net interest income | 349,000 | 717,000 | 1,102,000 | 1,509,000 |
| Noninterest income | 24,000 | 43,000 | 71,000 | 85,000 |
| Noninterest expense | 273,000 | 556,000 | 842,000 | 1,168,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 48,000 | 152,000 | 324,000 | 427,000 |
| Income tax | 16,000 | 40,000 | 112,000 | 124,000 |
| Net income | 32,000 | 112,000 | 212,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,132,000 | 3,213,000 | 3,312,000 | 3,353,000 |
| Total capital | 3,426,000 | 3,508,000 | 3,607,000 | 3,644,000 |
| Risk-weighted assets | 25,824,000 | 24,391,000 | 28,611,000 | 26,978,000 |