Call reports 2010
SWEDISH-AMERICAN STATE BANK — 2010
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,841,000 | 34,048,000 | 34,715,000 | 36,284,000 |
| Total loans | 21,353,000 | 23,379,000 | 24,153,000 | 25,300,000 |
| Allowance for loan losses | 272,000 | 282,000 | 294,000 | 290,000 |
| Securities available for sale | 8,541,000 | 9,093,000 | 8,810,000 | 9,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,900,000 | 29,355,000 | 28,882,000 | 28,964,000 |
| Interest-bearing deposits | 25,249,000 | 25,628,000 | 25,424,000 | 24,829,000 |
| Noninterest-bearing deposits | 3,651,000 | 3,727,000 | 3,458,000 | 4,135,000 |
| Equity capital | 2,961,000 | 3,006,000 | 3,091,000 | 3,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 897,000 | 1,368,000 | 1,844,000 |
| Interest expense | 97,000 | 188,000 | 280,000 | 369,000 |
| Net interest income | 347,000 | 709,000 | 1,088,000 | 1,475,000 |
| Noninterest income | 23,000 | 47,000 | 82,000 | 114,000 |
| Noninterest expense | 261,000 | 540,000 | 804,000 | 1,098,000 |
| Provision for loan losses | 0 | 10,000 | 22,000 | 30,000 |
| Pretax income | 109,000 | 227,000 | 390,000 | 523,000 |
| Income tax | 37,000 | 80,000 | 141,000 | 178,000 |
| Net income | 72,000 | 147,000 | 249,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,872,000 | 2,947,000 | 3,004,000 | 3,100,000 |
| Total capital | 3,144,000 | 3,229,000 | 3,298,000 | 3,390,000 |
| Risk-weighted assets | 21,876,000 | 23,280,000 | 23,970,000 | 24,825,000 |