Call reports 2009
SWEDISH-AMERICAN STATE BANK — 2009
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,751,000 | 30,573,000 | 31,733,000 | 33,240,000 |
| Total loans | 20,458,000 | 21,856,000 | 22,502,000 | 23,721,000 |
| Allowance for loan losses | 284,000 | 278,000 | 268,000 | 272,000 |
| Securities available for sale | 6,641,000 | 6,575,000 | 7,655,000 | 7,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,394,000 | 26,815,000 | 26,578,000 | 28,375,000 |
| Interest-bearing deposits | 24,017,000 | 23,734,000 | 23,650,000 | 24,095,000 |
| Noninterest-bearing deposits | 3,377,000 | 3,081,000 | 2,928,000 | 4,280,000 |
| Equity capital | 2,704,000 | 2,714,000 | 2,916,000 | 2,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 908,000 | 1,374,000 | 1,851,000 |
| Interest expense | 137,000 | 271,000 | 395,000 | 507,000 |
| Net interest income | 318,000 | 637,000 | 979,000 | 1,344,000 |
| Noninterest income | 30,000 | 58,000 | 122,000 | 154,000 |
| Noninterest expense | 270,000 | 560,000 | 821,000 | 1,124,000 |
| Provision for loan losses | 0 | 13,000 | 24,000 | 42,000 |
| Pretax income | 99,000 | 152,000 | 319,000 | 407,000 |
| Income tax | 25,000 | 48,000 | 111,000 | 131,000 |
| Net income | 74,000 | 104,000 | 208,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,678,000 | 2,708,000 | 2,792,000 | 2,800,000 |
| Total capital | 2,937,000 | 2,979,000 | 3,060,000 | 3,072,000 |
| Risk-weighted assets | 20,694,000 | 21,701,000 | 22,602,000 | 23,778,000 |