Call reports 2008
SWEDISH-AMERICAN STATE BANK — 2008
What SWEDISH-AMERICAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,703,000 | 30,574,000 | 31,068,000 | 29,935,000 |
| Total loans | 20,788,000 | 21,534,000 | 21,823,000 | 21,713,000 |
| Allowance for loan losses | 281,000 | 285,000 | 286,000 | 283,000 |
| Securities available for sale | 7,116,000 | 7,072,000 | 6,726,000 | 6,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,787,000 | 25,408,000 | 24,128,000 | 25,394,000 |
| Interest-bearing deposits | 22,550,000 | 21,788,000 | 21,054,000 | 21,324,000 |
| Noninterest-bearing deposits | 3,237,000 | 3,620,000 | 3,074,000 | 4,070,000 |
| Equity capital | 2,533,000 | 2,429,000 | 2,534,000 | 2,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 982,000 | 1,470,000 | 1,979,000 |
| Interest expense | 208,000 | 395,000 | 565,000 | 716,000 |
| Net interest income | 283,000 | 587,000 | 905,000 | 1,263,000 |
| Noninterest income | 33,000 | 65,000 | 116,000 | 171,000 |
| Noninterest expense | 254,000 | 544,000 | 801,000 | 1,135,000 |
| Provision for loan losses | 20,000 | 20,000 | 55,000 | 55,000 |
| Pretax income | 42,000 | 90,000 | 170,000 | 250,000 |
| Income tax | 10,000 | 24,000 | 44,000 | 60,000 |
| Net income | 32,000 | 66,000 | 126,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,522,000 | 2,540,000 | 2,600,000 | 2,604,000 |
| Total capital | 2,775,000 | 2,805,000 | 2,868,000 | 2,869,000 |
| Risk-weighted assets | 20,203,000 | 21,164,000 | 21,454,000 | 21,193,000 |