Call reports 2026
CITIZENS BANK OF EDINBURG — 2026
What CITIZENS BANK OF EDINBURG reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 30,240,000 | 28,955,000 |
| Total loans | 8,658,000 | 8,464,000 |
| Allowance for loan losses | 151,000 | 151,000 |
| Securities available for sale | 4,964,000 | 5,129,000 |
| Securities held to maturity | 3,483,000 | 3,489,000 |
| Trading assets | 0 | 0 |
| Total deposits | 26,718,000 | 25,427,000 |
| Interest-bearing deposits | 20,685,000 | 19,382,000 |
| Noninterest-bearing deposits | 6,033,000 | 6,045,000 |
| Equity capital | 3,249,000 | 3,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 294,000 | 585,000 |
| Interest expense | 59,000 | 115,000 |
| Net interest income | 235,000 | 470,000 |
| Noninterest income | 14,000 | 28,000 |
| Noninterest expense | 152,000 | 309,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 97,000 | 189,000 |
| Income tax | 24,000 | 47,000 |
| Net income | 73,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 3,414,000 | 3,484,000 |