Call reports 2021
CITIZENS BANK OF EDINBURG — 2021
What CITIZENS BANK OF EDINBURG reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 29,151,000 | 28,519,000 | 30,399,000 | 28,945,000 |
| Total loans | 12,837,000 | 13,841,000 | 13,454,000 | 13,703,000 |
| Allowance for loan losses | 141,000 | 144,000 | 147,000 | 147,000 |
| Securities available for sale | 2,517,000 | 2,638,000 | 2,861,000 | 3,046,000 |
| Securities held to maturity | 3,260,000 | 3,492,000 | 3,481,000 | 2,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,527,000 | 25,856,000 | 27,773,000 | 26,323,000 |
| Interest-bearing deposits | 21,224,000 | 21,095,000 | 22,772,000 | 21,625,000 |
| Noninterest-bearing deposits | 5,304,000 | 4,762,000 | 5,001,000 | 4,698,000 |
| Equity capital | 2,605,000 | 2,622,000 | 2,607,000 | 2,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 350,000 | 535,000 | 700,000 |
| Interest expense | 17,000 | 33,000 | 51,000 | 66,000 |
| Net interest income | 154,000 | 317,000 | 484,000 | 634,000 |
| Noninterest income | 19,000 | 43,000 | 61,000 | 113,000 |
| Noninterest expense | 140,000 | 286,000 | 423,000 | 571,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 9,000 |
| Pretax income | 30,000 | 68,000 | 113,000 | 167,000 |
| Income tax | 6,000 | 12,000 | 19,000 | 31,000 |
| Net income | 24,000 | 56,000 | 94,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,514,000 | 2,535,000 | 2,571,000 | 2,551,000 |