Call reports 2018
CITIZENS BANK OF EDINBURG — 2018
What CITIZENS BANK OF EDINBURG reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 23,270,000 | 24,187,000 | 24,981,000 | 24,762,000 |
| Total loans | 13,284,000 | 12,899,000 | 13,767,000 | 13,778,000 |
| Allowance for loan losses | 128,000 | 128,000 | 128,000 | 128,000 |
| Securities available for sale | 1,040,000 | 1,273,000 | 1,180,000 | 1,136,000 |
| Securities held to maturity | 3,498,000 | 3,472,000 | 3,452,000 | 3,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,062,000 | 21,933,000 | 22,643,000 | 22,418,000 |
| Interest-bearing deposits | 18,769,000 | 19,152,000 | 19,847,000 | 19,207,000 |
| Noninterest-bearing deposits | 2,293,000 | 2,781,000 | 2,796,000 | 3,211,000 |
| Equity capital | 2,179,000 | 2,234,000 | 2,297,000 | 2,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 394,000 | 613,000 | 847,000 |
| Interest expense | 18,000 | 37,000 | 55,000 | 76,000 |
| Net interest income | 166,000 | 357,000 | 558,000 | 771,000 |
| Noninterest income | 21,000 | 34,000 | 54,000 | 72,000 |
| Noninterest expense | 130,000 | 252,000 | 376,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 139,000 | 236,000 | 339,000 |
| Income tax | 13,000 | 32,000 | 60,000 | 83,000 |
| Net income | 44,000 | 107,000 | 176,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,180,000 | 2,234,000 | 2,297,000 | 2,293,000 |
| Total capital | 2,308,000 | 2,362,000 | 2,425,000 | 2,421,000 |
| Risk-weighted assets | 14,209,000 | 13,676,000 | 14,521,000 | 14,673,000 |