Call reports 2017
CITIZENS BANK OF EDINBURG — 2017
What CITIZENS BANK OF EDINBURG reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 24,189,000 | 23,018,000 | 24,994,000 | 24,106,000 |
| Total loans | 12,907,000 | 13,000,000 | 14,019,000 | 13,246,000 |
| Allowance for loan losses | 128,000 | 128,000 | 128,000 | 128,000 |
| Securities available for sale | 1,312,000 | 1,247,000 | 1,182,000 | 892,000 |
| Securities held to maturity | 3,907,000 | 3,864,000 | 3,815,000 | 3,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,082,000 | 20,868,000 | 22,773,000 | 21,927,000 |
| Interest-bearing deposits | 18,402,000 | 18,115,000 | 19,033,000 | 18,637,000 |
| Noninterest-bearing deposits | 3,680,000 | 2,753,000 | 3,740,000 | 3,289,000 |
| Equity capital | 2,085,000 | 2,140,000 | 2,202,000 | 2,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 370,000 | 567,000 | 766,000 |
| Interest expense | 15,000 | 41,000 | 62,000 | 83,000 |
| Net interest income | 167,000 | 329,000 | 505,000 | 683,000 |
| Noninterest income | 14,000 | 33,000 | 57,000 | 75,000 |
| Noninterest expense | 122,000 | 248,000 | 369,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 114,000 | 193,000 | 254,000 |
| Income tax | 13,000 | 27,000 | 46,000 | 68,000 |
| Net income | 46,000 | 87,000 | 147,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,085,000 | 2,140,000 | 2,185,000 | 2,135,000 |
| Total capital | 2,213,000 | 2,268,000 | 2,313,000 | 2,263,000 |
| Risk-weighted assets | 14,033,000 | 14,100,000 | 14,952,000 | 14,374,000 |