Call reports 2007
CITIZENS BANK OF EDINBURG — 2007
What CITIZENS BANK OF EDINBURG reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,874,000 | 17,337,000 | 17,187,000 | 17,078,000 |
| Total loans | 11,194,000 | 11,221,000 | 11,173,000 | 11,248,000 |
| Allowance for loan losses | 75,000 | 76,000 | 74,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,219,000 | 3,323,000 | 3,323,000 | 3,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,033,000 | 15,392,000 | 15,287,000 | 15,303,000 |
| Interest-bearing deposits | 13,998,000 | 13,613,000 | 13,299,000 | 13,351,000 |
| Noninterest-bearing deposits | 2,035,000 | 1,778,000 | 1,988,000 | 1,952,000 |
| Equity capital | 1,734,000 | 1,774,000 | 1,822,000 | 1,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 529,000 | 798,000 | 1,061,000 |
| Interest expense | 95,000 | 189,000 | 279,000 | 369,000 |
| Net interest income | 167,000 | 340,000 | 519,000 | 692,000 |
| Noninterest income | 22,000 | 40,000 | 66,000 | 87,000 |
| Noninterest expense | 118,000 | 248,000 | 381,000 | 529,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 7,000 |
| Pretax income | 69,000 | 129,000 | 200,000 | 243,000 |
| Income tax | 17,000 | 38,000 | 60,000 | 69,000 |
| Net income | 52,000 | 91,000 | 140,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,734,000 | 1,774,000 | 1,822,000 | 1,716,000 |
| Total capital | 1,809,000 | 1,850,000 | 1,896,000 | 1,793,000 |
| Risk-weighted assets | 12,774,000 | 12,797,000 | 12,612,000 | 12,509,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF EDINBURG — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.