Call reports 2005
CITIZENS BANK OF EDINBURG — 2005
What CITIZENS BANK OF EDINBURG reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,084,000 | 17,620,000 | 18,394,000 | 18,465,000 |
| Total loans | 10,897,000 | 11,240,000 | 11,131,000 | 11,434,000 |
| Allowance for loan losses | 70,000 | 72,000 | 73,000 | 72,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,581,000 | 2,579,000 | 2,994,000 | 3,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,133,000 | 15,622,000 | 16,345,000 | 16,469,000 |
| Interest-bearing deposits | 14,000,000 | 13,702,000 | 14,382,000 | 14,171,000 |
| Noninterest-bearing deposits | 2,133,000 | 1,920,000 | 1,963,000 | 2,298,000 |
| Equity capital | 1,620,000 | 1,653,000 | 1,699,000 | 1,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 469,000 | 721,000 | 976,000 |
| Interest expense | 84,000 | 171,000 | 261,000 | 348,000 |
| Net interest income | 139,000 | 298,000 | 460,000 | 628,000 |
| Noninterest income | 29,000 | 49,000 | 79,000 | 104,000 |
| Noninterest expense | 114,000 | 243,000 | 369,000 | 505,000 |
| Provision for loan losses | 0 | 3,000 | 4,000 | 8,000 |
| Pretax income | 54,000 | 101,000 | 166,000 | 219,000 |
| Income tax | 18,000 | 32,000 | 51,000 | 69,000 |
| Net income | 36,000 | 69,000 | 115,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,620,000 | 1,653,000 | 1,699,000 | 1,629,000 |
| Total capital | 1,690,000 | 1,725,000 | 1,772,000 | 1,701,000 |
| Risk-weighted assets | 11,932,000 | 12,047,000 | 12,251,000 | 13,402,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF EDINBURG — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.