Call reports 2025
PEOPLES BANK CO., THE — 2025
What PEOPLES BANK CO., THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 835,528,000 | 839,748,000 | 840,463,000 | 831,000,000 |
| Total loans | 423,354,000 | 431,790,000 | 438,375,000 | 438,563,000 |
| Allowance for loan losses | 4,729,000 | 4,747,000 | 5,782,000 | 5,425,000 |
| Securities available for sale | 312,555,000 | 313,083,000 | 320,227,000 | 346,344,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,943,000 | 748,970,000 | 744,198,000 | 729,067,000 |
| Interest-bearing deposits | 611,803,000 | 606,738,000 | 603,308,000 | 589,014,000 |
| Noninterest-bearing deposits | 136,140,000 | 142,232,000 | 140,890,000 | 140,053,000 |
| Equity capital | 64,087,000 | 68,417,000 | 74,544,000 | 79,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,823,000 | 17,889,000 | 27,225,000 | 36,768,000 |
| Interest expense | 2,890,000 | 5,757,000 | 8,809,000 | 11,833,000 |
| Net interest income | 5,933,000 | 12,132,000 | 18,416,000 | 24,935,000 |
| Noninterest income | 734,000 | 1,371,000 | 2,087,000 | 3,031,000 |
| Noninterest expense | 2,634,000 | 5,400,000 | 8,058,000 | 11,041,000 |
| Provision for loan losses | -245,000 | -224,000 | 817,000 | 469,000 |
| Pretax income | 4,271,000 | 8,345,000 | 11,682,000 | 16,466,000 |
| Income tax | 808,000 | 1,573,000 | 2,170,000 | 3,062,000 |
| Net income | 3,463,000 | 6,772,000 | 9,512,000 | 13,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,146,000 | 92,954,000 | 95,693,000 | 99,086,000 |
| Total capital | 96,187,000 | 98,014,000 | 101,592,000 | 104,850,000 |
| Risk-weighted assets | 460,320,000 | 468,133,000 | 471,726,000 | 477,766,000 |