Call reports 2024
PEOPLES BANK CO., THE — 2024
What PEOPLES BANK CO., THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 720,315,000 | 798,499,000 | 834,532,000 | 806,331,000 |
| Total loans | 372,812,000 | 394,057,000 | 404,352,000 | 415,437,000 |
| Allowance for loan losses | 3,780,000 | 5,007,000 | 4,973,000 | 4,978,000 |
| Securities available for sale | 285,942,000 | 335,184,000 | 344,353,000 | 329,008,000 |
| Securities held to maturity | 290,000 | 290,000 | 290,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,657,000 | 726,188,000 | 749,982,000 | 727,323,000 |
| Interest-bearing deposits | 499,288,000 | 590,758,000 | 616,501,000 | 594,901,000 |
| Noninterest-bearing deposits | 132,369,000 | 135,430,000 | 133,481,000 | 132,422,000 |
| Equity capital | 51,106,000 | 50,355,000 | 61,734,000 | 56,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,063,000 | 14,958,000 | 23,734,000 | 32,639,000 |
| Interest expense | 2,809,000 | 5,813,000 | 9,108,000 | 12,165,000 |
| Net interest income | 4,254,000 | 9,145,000 | 14,626,000 | 20,474,000 |
| Noninterest income | 660,000 | 1,338,000 | 2,042,000 | 2,581,000 |
| Noninterest expense | 2,409,000 | 5,010,000 | 7,394,000 | 10,140,000 |
| Provision for loan losses | 77,000 | 1,303,000 | 1,312,000 | 1,320,000 |
| Pretax income | 2,306,000 | 4,158,000 | 8,070,000 | 11,671,000 |
| Income tax | 398,000 | 701,000 | 1,430,000 | 2,127,000 |
| Net income | 1,908,000 | 3,457,000 | 6,640,000 | 9,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,045,000 | 84,094,000 | 86,777,000 | 87,682,000 |
| Total capital | 88,143,000 | 89,313,000 | 91,962,000 | 92,932,000 |
| Risk-weighted assets | 435,581,000 | 443,927,000 | 445,761,000 | 460,176,000 |