Call reports 2023
PEOPLES BANK CO., THE — 2023
What PEOPLES BANK CO., THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 738,309,000 | 722,682,000 | 711,295,000 | 730,808,000 |
| Total loans | 330,335,000 | 341,892,000 | 353,515,000 | 368,971,000 |
| Allowance for loan losses | 4,179,000 | 4,320,000 | 4,467,000 | 3,678,000 |
| Securities available for sale | 317,110,000 | 301,044,000 | 286,436,000 | 296,133,000 |
| Securities held to maturity | 510,000 | 510,000 | 510,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,637,000 | 625,063,000 | 628,129,000 | 634,583,000 |
| Interest-bearing deposits | 486,338,000 | 476,637,000 | 484,918,000 | 483,225,000 |
| Noninterest-bearing deposits | 143,299,000 | 148,426,000 | 143,211,000 | 151,358,000 |
| Equity capital | 46,888,000 | 43,193,000 | 38,592,000 | 51,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,978,000 | 12,419,000 | 19,071,000 | 25,865,000 |
| Interest expense | 1,399,000 | 3,350,000 | 5,404,000 | 7,764,000 |
| Net interest income | 4,579,000 | 9,069,000 | 13,667,000 | 18,101,000 |
| Noninterest income | 727,000 | 1,325,000 | 1,982,000 | 2,711,000 |
| Noninterest expense | 2,184,000 | 4,651,000 | 7,103,000 | 9,582,000 |
| Provision for loan losses | 6,000 | 152,000 | 355,000 | -380,000 |
| Pretax income | 2,720,000 | 4,988,000 | 7,581,000 | 11,032,000 |
| Income tax | 448,000 | 821,000 | 1,265,000 | 1,870,000 |
| Net income | 2,272,000 | 4,167,000 | 6,316,000 | 9,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,246,000 | 79,641,000 | 81,791,000 | 82,637,000 |
| Total capital | 83,710,000 | 84,257,000 | 86,561,000 | 86,586,000 |
| Risk-weighted assets | 412,768,000 | 416,816,000 | 428,272,000 | 438,700,000 |