Call reports 2022
PEOPLES BANK CO., THE — 2022
What PEOPLES BANK CO., THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 693,615,000 | 685,116,000 | 684,904,000 | 785,773,000 |
| Total loans | 287,451,000 | 289,774,000 | 299,752,000 | 316,961,000 |
| Allowance for loan losses | 3,469,000 | 3,502,000 | 3,528,000 | 3,549,000 |
| Securities available for sale | 360,899,000 | 354,475,000 | 334,838,000 | 335,848,000 |
| Securities held to maturity | 720,000 | 720,000 | 720,000 | 510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,125,000 | 618,569,000 | 629,683,000 | 706,372,000 |
| Interest-bearing deposits | 484,159,000 | 476,858,000 | 478,792,000 | 474,474,000 |
| Noninterest-bearing deposits | 144,966,000 | 141,711,000 | 150,891,000 | 231,898,000 |
| Equity capital | 55,799,000 | 46,986,000 | 35,432,000 | 40,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,414,000 | 9,136,000 | 14,260,000 | 19,776,000 |
| Interest expense | 359,000 | 739,000 | 1,280,000 | 2,029,000 |
| Net interest income | 4,055,000 | 8,397,000 | 12,980,000 | 17,747,000 |
| Noninterest income | 612,000 | 1,168,000 | 1,690,000 | 2,278,000 |
| Noninterest expense | 2,100,000 | 4,308,000 | 6,590,000 | 9,125,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 2,509,000 | 5,144,000 | 7,951,000 | 10,759,000 |
| Income tax | 410,000 | 840,000 | 1,300,000 | 1,772,000 |
| Net income | 2,099,000 | 4,304,000 | 6,651,000 | 8,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,242,000 | 73,951,000 | 76,301,000 | 77,643,000 |
| Total capital | 76,711,000 | 77,453,000 | 79,829,000 | 81,192,000 |
| Risk-weighted assets | 374,682,000 | 377,946,000 | 386,368,000 | 405,034,000 |