Call reports 2021
PEOPLES BANK CO., THE — 2021
What PEOPLES BANK CO., THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 652,781,000 | 656,729,000 | 673,490,000 | 676,986,000 |
| Total loans | 284,527,000 | 282,194,000 | 275,057,000 | 274,794,000 |
| Allowance for loan losses | 3,398,000 | 3,431,000 | 3,461,000 | 3,487,000 |
| Securities available for sale | 300,561,000 | 328,072,000 | 346,110,000 | 365,185,000 |
| Securities held to maturity | 1,233,000 | 1,232,000 | 1,231,000 | 721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,643,000 | 582,955,000 | 598,753,000 | 603,910,000 |
| Interest-bearing deposits | 445,888,000 | 448,759,000 | 457,602,000 | 465,024,000 |
| Noninterest-bearing deposits | 133,755,000 | 134,196,000 | 141,151,000 | 138,886,000 |
| Equity capital | 70,810,000 | 71,571,000 | 72,859,000 | 71,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,288,000 | 8,807,000 | 14,075,000 | 18,593,000 |
| Interest expense | 427,000 | 833,000 | 1,218,000 | 1,590,000 |
| Net interest income | 3,861,000 | 7,974,000 | 12,857,000 | 17,003,000 |
| Noninterest income | 802,000 | 1,675,000 | 2,554,000 | 3,468,000 |
| Noninterest expense | 2,090,000 | 4,233,000 | 6,435,000 | 8,853,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 2,680,000 | 5,491,000 | 9,053,000 | 11,695,000 |
| Income tax | 457,000 | 928,000 | 1,561,000 | 1,980,000 |
| Net income | 2,223,000 | 4,563,000 | 7,492,000 | 9,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,136,000 | 68,979,000 | 71,412,000 | 72,140,000 |
| Total capital | 72,534,000 | 72,410,000 | 74,873,000 | 75,627,000 |
| Risk-weighted assets | 342,514,000 | 343,703,000 | 349,936,000 | 359,416,000 |