Call reports 2020
PEOPLES BANK CO., THE — 2020
What PEOPLES BANK CO., THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 530,238,000 | 585,088,000 | 600,740,000 | 642,342,000 |
| Total loans | 291,178,000 | 300,078,000 | 298,044,000 | 278,472,000 |
| Allowance for loan losses | 2,873,000 | 2,963,000 | 3,113,000 | 3,366,000 |
| Securities available for sale | 185,870,000 | 211,752,000 | 252,295,000 | 277,786,000 |
| Securities held to maturity | 1,898,000 | 1,445,000 | 1,444,000 | 1,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,901,000 | 513,989,000 | 527,125,000 | 567,863,000 |
| Interest-bearing deposits | 360,284,000 | 392,819,000 | 405,602,000 | 409,077,000 |
| Noninterest-bearing deposits | 93,617,000 | 121,170,000 | 121,523,000 | 158,786,000 |
| Equity capital | 67,510,000 | 68,258,000 | 70,826,000 | 71,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,736,000 | 9,311,000 | 13,812,000 | 18,437,000 |
| Interest expense | 733,000 | 1,355,000 | 1,916,000 | 2,413,000 |
| Net interest income | 4,003,000 | 7,956,000 | 11,896,000 | 16,024,000 |
| Noninterest income | 719,000 | 1,688,000 | 3,442,000 | 5,176,000 |
| Noninterest expense | 2,000,000 | 4,084,000 | 6,159,000 | 8,481,000 |
| Provision for loan losses | 30,000 | 120,000 | 270,000 | 550,000 |
| Pretax income | 2,703,000 | 5,491,000 | 8,962,000 | 12,247,000 |
| Income tax | 458,000 | 942,000 | 1,555,000 | 2,150,000 |
| Net income | 2,245,000 | 4,549,000 | 7,407,000 | 10,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,546,000 | 63,354,000 | 66,215,000 | 66,909,000 |
| Total capital | 66,419,000 | 66,317,000 | 69,328,000 | 70,275,000 |
| Risk-weighted assets | 327,708,000 | 334,411,000 | 338,690,000 | 340,953,000 |