Call reports 2019
PEOPLES BANK CO., THE — 2019
What PEOPLES BANK CO., THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 541,281,000 | 550,961,000 | 563,551,000 | 513,501,000 |
| Total loans | 288,499,000 | 291,355,000 | 293,772,000 | 289,074,000 |
| Allowance for loan losses | 2,784,000 | 2,811,000 | 2,845,000 | 2,852,000 |
| Securities available for sale | 183,784,000 | 188,635,000 | 206,242,000 | 190,028,000 |
| Securities held to maturity | 1,892,000 | 2,264,000 | 2,264,000 | 1,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,954,000 | 488,798,000 | 499,226,000 | 443,001,000 |
| Interest-bearing deposits | 386,826,000 | 396,501,000 | 400,047,000 | 346,454,000 |
| Noninterest-bearing deposits | 94,128,000 | 92,297,000 | 99,179,000 | 96,547,000 |
| Equity capital | 58,287,000 | 60,246,000 | 61,935,000 | 63,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,805,000 | 9,842,000 | 14,962,000 | 20,018,000 |
| Interest expense | 841,000 | 1,742,000 | 2,643,000 | 3,448,000 |
| Net interest income | 3,964,000 | 8,100,000 | 12,319,000 | 16,570,000 |
| Noninterest income | 686,000 | 1,416,000 | 2,292,000 | 3,187,000 |
| Noninterest expense | 1,907,000 | 3,882,000 | 5,820,000 | 8,171,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 2,736,000 | 5,595,000 | 8,741,000 | 11,570,000 |
| Income tax | 474,000 | 978,000 | 1,529,000 | 2,017,000 |
| Net income | 2,262,000 | 4,617,000 | 7,212,000 | 9,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,994,000 | 58,353,000 | 59,451,000 | 61,297,000 |
| Total capital | 60,778,000 | 61,164,000 | 62,296,000 | 64,149,000 |
| Risk-weighted assets | 317,298,000 | 320,534,000 | 332,042,000 | 330,921,000 |