Call reports 2018
PEOPLES BANK CO., THE — 2018
What PEOPLES BANK CO., THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 491,380,000 | 492,016,000 | 504,439,000 | 517,332,000 |
| Total loans | 267,573,000 | 268,182,000 | 282,143,000 | 283,212,000 |
| Allowance for loan losses | 2,727,000 | 2,754,000 | 2,767,000 | 2,778,000 |
| Securities available for sale | 172,191,000 | 179,572,000 | 182,856,000 | 182,302,000 |
| Securities held to maturity | 2,215,000 | 2,214,000 | 2,214,000 | 1,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,431,000 | 439,626,000 | 450,914,000 | 460,742,000 |
| Interest-bearing deposits | 342,975,000 | 348,706,000 | 356,122,000 | 350,985,000 |
| Noninterest-bearing deposits | 97,456,000 | 90,920,000 | 94,792,000 | 109,757,000 |
| Equity capital | 49,176,000 | 50,807,000 | 51,974,000 | 54,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,060,000 | 8,379,000 | 12,943,000 | 17,730,000 |
| Interest expense | 528,000 | 1,180,000 | 1,919,000 | 2,685,000 |
| Net interest income | 3,532,000 | 7,199,000 | 11,024,000 | 15,045,000 |
| Noninterest income | 617,000 | 1,302,000 | 1,980,000 | 2,713,000 |
| Noninterest expense | 1,823,000 | 3,644,000 | 5,545,000 | 7,860,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 2,326,000 | 4,836,000 | 7,406,000 | 9,789,000 |
| Income tax | 391,000 | 820,000 | 1,259,000 | 1,659,000 |
| Net income | 1,935,000 | 4,016,000 | 6,147,000 | 8,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,021,000 | 53,105,000 | 55,239,000 | 55,729,000 |
| Total capital | 53,748,000 | 55,859,000 | 58,006,000 | 58,507,000 |
| Risk-weighted assets | 288,230,000 | 295,300,000 | 310,261,000 | 312,541,000 |