Call reports 2017
PEOPLES BANK CO., THE — 2017
What PEOPLES BANK CO., THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 464,605,000 | 466,208,000 | 470,995,000 | 490,782,000 |
| Total loans | 242,113,000 | 247,862,000 | 254,569,000 | 261,710,000 |
| Allowance for loan losses | 2,686,000 | 2,701,000 | 2,710,000 | 2,700,000 |
| Securities available for sale | 187,392,000 | 181,162,000 | 179,174,000 | 176,579,000 |
| Securities held to maturity | 2,502,000 | 2,501,000 | 2,501,000 | 2,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,413,000 | 414,396,000 | 417,182,000 | 438,279,000 |
| Interest-bearing deposits | 332,156,000 | 329,553,000 | 331,303,000 | 332,678,000 |
| Noninterest-bearing deposits | 82,257,000 | 84,843,000 | 85,879,000 | 105,601,000 |
| Equity capital | 48,270,000 | 50,374,000 | 52,096,000 | 50,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,620,000 | 7,343,000 | 11,171,000 | 15,148,000 |
| Interest expense | 388,000 | 785,000 | 1,219,000 | 1,676,000 |
| Net interest income | 3,232,000 | 6,558,000 | 9,952,000 | 13,472,000 |
| Noninterest income | 517,000 | 1,088,000 | 1,831,000 | 2,549,000 |
| Noninterest expense | 1,728,000 | 3,402,000 | 5,235,000 | 7,401,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 2,006,000 | 4,225,000 | 6,514,000 | 8,473,000 |
| Income tax | 540,000 | 1,197,000 | 1,774,000 | 2,521,000 |
| Net income | 1,466,000 | 3,028,000 | 4,740,000 | 5,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,437,000 | 50,002,000 | 51,717,000 | 50,981,000 |
| Total capital | 51,170,000 | 52,756,000 | 54,487,000 | 53,746,000 |
| Risk-weighted assets | 262,261,000 | 270,109,000 | 275,875,000 | 284,924,000 |