Call reports 2016
PEOPLES BANK CO., THE — 2016
What PEOPLES BANK CO., THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 479,995,000 | 473,536,000 | 476,436,000 | 482,169,000 |
| Total loans | 229,340,000 | 223,725,000 | 226,417,000 | 232,959,000 |
| Allowance for loan losses | 2,646,000 | 2,669,000 | 2,666,000 | 2,668,000 |
| Securities available for sale | 196,328,000 | 194,626,000 | 191,570,000 | 194,291,000 |
| Securities held to maturity | 2,455,000 | 2,764,000 | 2,763,000 | 2,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,729,000 | 420,722,000 | 423,040,000 | 432,251,000 |
| Interest-bearing deposits | 343,601,000 | 338,575,000 | 335,362,000 | 329,741,000 |
| Noninterest-bearing deposits | 84,128,000 | 82,147,000 | 87,678,000 | 102,510,000 |
| Equity capital | 50,108,000 | 50,726,000 | 51,567,000 | 48,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,551,000 | 7,092,000 | 10,592,000 | 14,157,000 |
| Interest expense | 380,000 | 762,000 | 1,143,000 | 1,521,000 |
| Net interest income | 3,171,000 | 6,330,000 | 9,449,000 | 12,636,000 |
| Noninterest income | 456,000 | 1,044,000 | 1,650,000 | 2,202,000 |
| Noninterest expense | 1,691,000 | 3,454,000 | 5,278,000 | 7,228,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,946,000 | 3,916,000 | 5,812,000 | 7,585,000 |
| Income tax | 536,000 | 1,071,000 | 1,568,000 | 2,028,000 |
| Net income | 1,410,000 | 2,845,000 | 4,244,000 | 5,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,830,000 | 47,767,000 | 49,168,000 | 48,986,000 |
| Total capital | 50,505,000 | 50,463,000 | 51,867,000 | 51,702,000 |
| Risk-weighted assets | 249,931,000 | 245,235,000 | 248,186,000 | 258,893,000 |