Call reports 2015
PEOPLES BANK CO., THE — 2015
What PEOPLES BANK CO., THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 445,116,000 | 447,929,000 | 470,280,000 | 476,420,000 |
| Total loans | 215,361,000 | 218,121,000 | 222,003,000 | 227,767,000 |
| Allowance for loan losses | 2,628,000 | 2,651,000 | 2,624,000 | 2,622,000 |
| Securities available for sale | 181,828,000 | 186,986,000 | 195,928,000 | 196,706,000 |
| Securities held to maturity | 82,000 | 535,000 | 2,480,000 | 2,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,328,000 | 401,482,000 | 421,231,000 | 427,914,000 |
| Interest-bearing deposits | 314,265,000 | 316,780,000 | 339,324,000 | 339,072,000 |
| Noninterest-bearing deposits | 83,063,000 | 84,702,000 | 81,907,000 | 88,842,000 |
| Equity capital | 45,892,000 | 45,398,000 | 47,659,000 | 47,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 6,688,000 | 10,145,000 | 13,694,000 |
| Interest expense | 344,000 | 696,000 | 1,065,000 | 1,429,000 |
| Net interest income | 3,004,000 | 5,992,000 | 9,080,000 | 12,265,000 |
| Noninterest income | 509,000 | 1,091,000 | 1,645,000 | 2,194,000 |
| Noninterest expense | 1,605,000 | 3,264,000 | 4,940,000 | 6,783,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,894,000 | 3,794,000 | 5,745,000 | 7,619,000 |
| Income tax | 527,000 | 1,052,000 | 1,583,000 | 2,093,000 |
| Net income | 1,367,000 | 2,742,000 | 4,162,000 | 5,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,273,000 | 44,649,000 | 46,070,000 | 46,438,000 |
| Total capital | 46,921,000 | 47,322,000 | 48,713,000 | 49,083,000 |
| Risk-weighted assets | 233,184,000 | 239,506,000 | 244,816,000 | 249,395,000 |