Call reports 2014
PEOPLES BANK CO., THE — 2014
What PEOPLES BANK CO., THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 420,841,000 | 438,994,000 | 430,848,000 | 433,438,000 |
| Total loans | 197,871,000 | 210,062,000 | 216,731,000 | 218,877,000 |
| Allowance for loan losses | 2,620,000 | 2,633,000 | 2,648,000 | 2,613,000 |
| Securities available for sale | 178,250,000 | 186,910,000 | 190,999,000 | 184,391,000 |
| Securities held to maturity | 108,000 | 107,000 | 107,000 | 82,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,090,000 | 397,408,000 | 388,041,000 | 388,586,000 |
| Interest-bearing deposits | 304,600,000 | 308,530,000 | 310,099,000 | 303,064,000 |
| Noninterest-bearing deposits | 76,490,000 | 88,878,000 | 77,942,000 | 85,522,000 |
| Equity capital | 38,204,000 | 40,470,000 | 41,711,000 | 43,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,253,000 | 6,532,000 | 9,956,000 | 13,435,000 |
| Interest expense | 376,000 | 749,000 | 1,118,000 | 1,478,000 |
| Net interest income | 2,877,000 | 5,783,000 | 8,838,000 | 11,957,000 |
| Noninterest income | 402,000 | 845,000 | 1,353,000 | 1,837,000 |
| Noninterest expense | 1,582,000 | 3,151,000 | 4,725,000 | 6,526,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,686,000 | 3,453,000 | 5,431,000 | 7,237,000 |
| Income tax | 467,000 | 956,000 | 1,505,000 | 2,006,000 |
| Net income | 1,219,000 | 2,497,000 | 3,926,000 | 5,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,810,000 | 40,091,000 | 41,524,000 | 42,835,000 |
| Total capital | 41,454,000 | 42,747,000 | 44,195,000 | 45,469,000 |
| Risk-weighted assets | 212,581,000 | 222,434,000 | 231,700,000 | 232,875,000 |