Call reports 2013
PEOPLES BANK CO., THE — 2013
What PEOPLES BANK CO., THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 400,851,000 | 393,701,000 | 416,722,000 | 412,528,000 |
| Total loans | 195,300,000 | 198,892,000 | 201,441,000 | 204,227,000 |
| Allowance for loan losses | 2,527,000 | 2,552,000 | 2,577,000 | 2,603,000 |
| Securities available for sale | 163,978,000 | 166,724,000 | 171,153,000 | 176,278,000 |
| Securities held to maturity | 194,000 | 193,000 | 193,000 | 108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,785,000 | 356,225,000 | 377,949,000 | 375,038,000 |
| Interest-bearing deposits | 294,685,000 | 291,869,000 | 300,150,000 | 303,692,000 |
| Noninterest-bearing deposits | 66,100,000 | 64,356,000 | 77,799,000 | 71,346,000 |
| Equity capital | 37,954,000 | 36,473,000 | 37,571,000 | 36,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,198,000 | 6,437,000 | 9,740,000 | 13,046,000 |
| Interest expense | 434,000 | 854,000 | 1,266,000 | 1,663,000 |
| Net interest income | 2,764,000 | 5,583,000 | 8,474,000 | 11,383,000 |
| Noninterest income | 521,000 | 1,064,000 | 1,567,000 | 2,015,000 |
| Noninterest expense | 1,674,000 | 3,267,000 | 4,953,000 | 6,816,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,627,000 | 3,366,000 | 5,045,000 | 6,508,000 |
| Income tax | 444,000 | 925,000 | 1,380,000 | 1,757,000 |
| Net income | 1,183,000 | 2,441,000 | 3,665,000 | 4,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,521,000 | 36,784,000 | 38,011,000 | 37,587,000 |
| Total capital | 38,070,000 | 39,356,000 | 40,613,000 | 40,215,000 |
| Risk-weighted assets | 205,148,000 | 211,195,000 | 217,761,000 | 219,395,000 |