Call reports 2012
PEOPLES BANK CO., THE — 2012
What PEOPLES BANK CO., THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 371,832,000 | 380,956,000 | 391,677,000 | 392,674,000 |
| Total loans | 191,726,000 | 192,071,000 | 191,290,000 | 194,516,000 |
| Allowance for loan losses | 2,223,000 | 2,290,000 | 2,338,000 | 2,498,000 |
| Securities available for sale | 130,780,000 | 147,856,000 | 162,525,000 | 161,639,000 |
| Securities held to maturity | 283,000 | 280,000 | 280,000 | 194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,420,000 | 341,607,000 | 350,293,000 | 353,413,000 |
| Interest-bearing deposits | 279,664,000 | 284,098,000 | 284,169,000 | 281,454,000 |
| Noninterest-bearing deposits | 52,756,000 | 57,509,000 | 66,124,000 | 71,959,000 |
| Equity capital | 36,998,000 | 37,435,000 | 39,160,000 | 37,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,797,000 | 10,170,000 | 13,490,000 |
| Interest expense | 605,000 | 1,165,000 | 1,685,000 | 2,164,000 |
| Net interest income | 2,784,000 | 5,632,000 | 8,485,000 | 11,326,000 |
| Noninterest income | 622,000 | 1,194,000 | 1,908,000 | 2,633,000 |
| Noninterest expense | 1,609,000 | 3,166,000 | 4,762,000 | 6,606,000 |
| Provision for loan losses | 60,000 | 120,000 | 165,000 | 210,000 |
| Pretax income | 1,738,000 | 3,547,000 | 5,473,000 | 7,151,000 |
| Income tax | 479,000 | 979,000 | 1,513,000 | 1,968,000 |
| Net income | 1,259,000 | 2,568,000 | 3,960,000 | 5,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,643,000 | 34,894,000 | 36,304,000 | 34,567,000 |
| Total capital | 36,881,000 | 37,201,000 | 38,660,000 | 37,088,000 |
| Risk-weighted assets | 195,629,000 | 197,098,000 | 200,237,000 | 203,191,000 |