Call reports 2011
PEOPLES BANK CO., THE — 2011
What PEOPLES BANK CO., THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 351,219,000 | 354,091,000 | 358,825,000 | 364,134,000 |
| Total loans | 191,624,000 | 189,812,000 | 189,894,000 | 194,026,000 |
| Allowance for loan losses | 2,253,000 | 2,113,000 | 2,179,000 | 2,238,000 |
| Securities available for sale | 110,420,000 | 118,714,000 | 127,002,000 | 127,341,000 |
| Securities held to maturity | 760,000 | 360,000 | 359,000 | 284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,635,000 | 315,985,000 | 318,382,000 | 326,080,000 |
| Interest-bearing deposits | 271,620,000 | 270,572,000 | 269,139,000 | 268,662,000 |
| Noninterest-bearing deposits | 43,015,000 | 45,413,000 | 49,243,000 | 57,418,000 |
| Equity capital | 34,643,000 | 36,255,000 | 38,113,000 | 35,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,473,000 | 6,985,000 | 10,487,000 | 13,957,000 |
| Interest expense | 797,000 | 1,578,000 | 2,322,000 | 2,991,000 |
| Net interest income | 2,676,000 | 5,407,000 | 8,165,000 | 10,966,000 |
| Noninterest income | 352,000 | 724,000 | 1,314,000 | 1,892,000 |
| Noninterest expense | 1,583,000 | 3,111,000 | 4,672,000 | 6,382,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,387,000 | 2,903,000 | 4,630,000 | 6,240,000 |
| Income tax | 380,000 | 799,000 | 1,279,000 | 1,709,000 |
| Net income | 1,007,000 | 2,104,000 | 3,351,000 | 4,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,360,000 | 34,457,000 | 35,677,000 | 33,359,000 |
| Total capital | 35,625,000 | 36,584,000 | 37,867,000 | 35,607,000 |
| Risk-weighted assets | 187,692,000 | 187,869,000 | 191,769,000 | 195,897,000 |