Call reports 2010
PEOPLES BANK CO., THE — 2010
What PEOPLES BANK CO., THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 334,344,000 | 338,027,000 | 347,211,000 | 352,335,000 |
| Total loans | 195,611,000 | 195,328,000 | 193,447,000 | 192,959,000 |
| Allowance for loan losses | 2,103,000 | 2,147,000 | 2,171,000 | 2,190,000 |
| Securities available for sale | 95,013,000 | 97,514,000 | 102,325,000 | 108,025,000 |
| Securities held to maturity | 2,554,000 | 2,399,000 | 838,000 | 762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,456,000 | 300,881,000 | 308,271,000 | 317,028,000 |
| Interest-bearing deposits | 259,499,000 | 263,184,000 | 267,646,000 | 269,970,000 |
| Noninterest-bearing deposits | 38,957,000 | 37,697,000 | 40,625,000 | 47,058,000 |
| Equity capital | 33,816,000 | 35,275,000 | 36,820,000 | 33,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,461,000 | 11,121,000 | 14,734,000 |
| Interest expense | 1,005,000 | 1,960,000 | 2,882,000 | 3,737,000 |
| Net interest income | 2,729,000 | 5,501,000 | 8,239,000 | 10,997,000 |
| Noninterest income | 369,000 | 810,000 | 1,407,000 | 2,053,000 |
| Noninterest expense | 1,513,000 | 3,089,000 | 4,676,000 | 6,377,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,637,000 | 3,214,000 | 4,904,000 | 6,547,000 |
| Income tax | 472,000 | 916,000 | 1,397,000 | 1,864,000 |
| Net income | 1,165,000 | 2,298,000 | 3,507,000 | 4,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,335,000 | 33,436,000 | 34,634,000 | 32,353,000 |
| Total capital | 34,445,000 | 35,591,000 | 36,810,000 | 34,552,000 |
| Risk-weighted assets | 191,221,000 | 190,285,000 | 188,265,000 | 188,444,000 |