Call reports 2009
PEOPLES BANK CO., THE — 2009
What PEOPLES BANK CO., THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 322,341,000 | 322,748,000 | 326,071,000 | 327,620,000 |
| Total loans | 186,876,000 | 184,477,000 | 185,539,000 | 194,154,000 |
| Allowance for loan losses | 2,081,000 | 2,110,000 | 2,120,000 | 2,038,000 |
| Securities available for sale | 104,297,000 | 101,450,000 | 107,772,000 | 99,672,000 |
| Securities held to maturity | 5,771,000 | 5,556,000 | 6,628,000 | 5,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,153,000 | 287,944,000 | 289,320,000 | 293,190,000 |
| Interest-bearing deposits | 251,328,000 | 253,273,000 | 255,162,000 | 252,655,000 |
| Noninterest-bearing deposits | 34,825,000 | 34,671,000 | 34,158,000 | 40,535,000 |
| Equity capital | 32,226,000 | 33,073,000 | 34,852,000 | 32,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,988,000 | 7,867,000 | 11,690,000 | 15,543,000 |
| Interest expense | 1,280,000 | 2,528,000 | 3,693,000 | 4,767,000 |
| Net interest income | 2,708,000 | 5,339,000 | 7,997,000 | 10,776,000 |
| Noninterest income | 687,000 | 1,294,000 | 1,699,000 | 2,145,000 |
| Noninterest expense | 1,584,000 | 3,271,000 | 4,841,000 | 6,446,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 1,781,000 | 3,303,000 | 4,827,000 | 6,387,000 |
| Income tax | 526,000 | 950,000 | 1,368,000 | 1,802,000 |
| Net income | 1,255,000 | 2,353,000 | 3,459,000 | 4,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,837,000 | 31,937,000 | 33,025,000 | 31,170,000 |
| Total capital | 32,918,000 | 34,047,000 | 35,149,000 | 33,212,000 |
| Risk-weighted assets | 188,265,000 | 183,553,000 | 186,095,000 | 194,149,000 |