Call reports 2008
PEOPLES BANK CO., THE — 2008
What PEOPLES BANK CO., THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 309,220,000 | 313,940,000 | 314,201,000 | 319,505,000 |
| Total loans | 188,129,000 | 184,068,000 | 188,782,000 | 192,284,000 |
| Allowance for loan losses | 2,149,000 | 2,149,000 | 2,133,000 | 2,063,000 |
| Securities available for sale | 73,921,000 | 88,237,000 | 91,047,000 | 98,051,000 |
| Securities held to maturity | 2,750,000 | 3,983,000 | 3,809,000 | 4,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,808,000 | 282,693,000 | 283,105,000 | 287,725,000 |
| Interest-bearing deposits | 243,139,000 | 245,927,000 | 248,427,000 | 253,910,000 |
| Noninterest-bearing deposits | 34,669,000 | 36,766,000 | 34,678,000 | 33,815,000 |
| Equity capital | 29,643,000 | 28,916,000 | 29,852,000 | 30,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,324,000 | 8,453,000 | 12,626,000 | 16,787,000 |
| Interest expense | 1,896,000 | 3,596,000 | 5,205,000 | 6,683,000 |
| Net interest income | 2,428,000 | 4,857,000 | 7,421,000 | 10,104,000 |
| Noninterest income | 388,000 | 735,000 | 1,086,000 | 1,424,000 |
| Noninterest expense | 1,368,000 | 2,745,000 | 4,161,000 | 5,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,459,000 | 2,859,000 | 4,125,000 | 5,656,000 |
| Income tax | 441,000 | 852,000 | 1,229,000 | 1,644,000 |
| Net income | 1,018,000 | 2,007,000 | 2,896,000 | 4,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,077,000 | 29,051,000 | 29,969,000 | 29,581,000 |
| Total capital | 31,226,000 | 31,200,000 | 32,105,000 | 31,644,000 |
| Risk-weighted assets | 188,837,000 | 187,638,000 | 190,384,000 | 192,621,000 |