Call reports 2007
PEOPLES BANK CO., THE — 2007
What PEOPLES BANK CO., THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 283,357,000 | 279,261,000 | 291,254,000 | 297,867,000 |
| Total loans | 193,871,000 | 192,584,000 | 195,299,000 | 195,330,000 |
| Allowance for loan losses | 2,177,000 | 2,160,000 | 2,167,000 | 2,137,000 |
| Securities available for sale | 58,391,000 | 59,839,000 | 60,898,000 | 65,207,000 |
| Securities held to maturity | 2,622,000 | 2,616,000 | 2,934,000 | 2,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,917,000 | 250,884,000 | 261,508,000 | 268,207,000 |
| Interest-bearing deposits | 222,310,000 | 219,172,000 | 228,702,000 | 230,912,000 |
| Noninterest-bearing deposits | 31,607,000 | 31,712,000 | 32,806,000 | 37,295,000 |
| Equity capital | 27,848,000 | 27,176,000 | 28,440,000 | 28,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,218,000 | 8,571,000 | 13,036,000 | 17,571,000 |
| Interest expense | 1,840,000 | 3,758,000 | 5,757,000 | 7,776,000 |
| Net interest income | 2,378,000 | 4,813,000 | 7,279,000 | 9,795,000 |
| Noninterest income | 346,000 | 696,000 | 1,052,000 | 1,411,000 |
| Noninterest expense | 1,292,000 | 2,593,000 | 3,928,000 | 5,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,432,000 | 2,916,000 | 4,403,000 | 5,822,000 |
| Income tax | 456,000 | 920,000 | 1,370,000 | 1,795,000 |
| Net income | 976,000 | 1,996,000 | 3,033,000 | 4,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,021,000 | 27,541,000 | 28,579,000 | 28,052,000 |
| Total capital | 30,212,000 | 29,715,000 | 30,748,000 | 30,189,000 |
| Risk-weighted assets | 183,014,000 | 182,419,000 | 187,590,000 | 188,106,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK CO., THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.