Call reports 2005
PEOPLES BANK CO., THE — 2005
What PEOPLES BANK CO., THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 264,182,000 | 262,070,000 | 263,199,000 | 269,584,000 |
| Total loans | 178,476,000 | 178,319,000 | 181,117,000 | 186,302,000 |
| Allowance for loan losses | 2,152,000 | 2,162,000 | 2,171,000 | 2,160,000 |
| Securities available for sale | 66,241,000 | 68,265,000 | 63,839,000 | 62,903,000 |
| Securities held to maturity | 1,643,000 | 2,524,000 | 2,449,000 | 2,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,463,000 | 232,625,000 | 233,006,000 | 240,300,000 |
| Interest-bearing deposits | 206,954,000 | 202,001,000 | 203,520,000 | 205,868,000 |
| Noninterest-bearing deposits | 27,509,000 | 30,624,000 | 29,486,000 | 34,432,000 |
| Equity capital | 26,367,000 | 26,568,000 | 27,274,000 | 26,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 6,625,000 | 10,104,000 | 13,764,000 |
| Interest expense | 1,059,000 | 2,207,000 | 3,413,000 | 4,709,000 |
| Net interest income | 2,163,000 | 4,418,000 | 6,691,000 | 9,055,000 |
| Noninterest income | 246,000 | 538,000 | 880,000 | 1,283,000 |
| Noninterest expense | 1,108,000 | 2,283,000 | 3,501,000 | 4,885,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,286,000 | 2,644,000 | 4,026,000 | 5,394,000 |
| Income tax | 407,000 | 835,000 | 1,263,000 | 1,692,000 |
| Net income | 879,000 | 1,809,000 | 2,763,000 | 3,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,758,000 | 26,690,000 | 27,644,000 | 26,585,000 |
| Total capital | 28,800,000 | 28,729,000 | 29,738,000 | 28,725,000 |
| Risk-weighted assets | 163,218,000 | 162,982,000 | 167,457,000 | 171,167,000 |
Machine access — free, no API key
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