Call reports 2023
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2023
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 123,633,012,000 | 118,719,431,000 | 111,167,131,000 | 113,998,085,000 |
| Total loans | 83,851,276,000 | 85,475,325,000 | 85,920,917,000 | 85,800,927,000 |
| Allowance for loan losses | 549,556,000 | 594,469,000 | 619,178,000 | 992,464,000 |
| Securities available for sale | 7,599,045,000 | 7,778,561,000 | 8,722,635,000 | 9,144,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 154,180,000 | 144,781,000 | 153,599,000 | 105,129,000 |
| Total deposits | 84,951,184,000 | 88,627,165,000 | 82,834,286,000 | 81,683,978,000 |
| Interest-bearing deposits | 61,954,282,000 | 58,875,138,000 | 57,971,369,000 | 61,184,788,000 |
| Noninterest-bearing deposits | 22,996,902,000 | 29,752,027,000 | 24,862,917,000 | 20,499,190,000 |
| Equity capital | 11,591,048,000 | 11,868,410,000 | 11,791,917,000 | 9,160,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,034,643,000 | 2,532,850,000 | 4,043,637,000 | 5,477,043,000 |
| Interest expense | 459,238,000 | 1,037,723,000 | 1,646,662,000 | 2,332,130,000 |
| Net interest income | 575,405,000 | 1,495,127,000 | 2,396,975,000 | 3,144,913,000 |
| Noninterest income | 2,084,906,000 | 2,400,416,000 | 2,566,160,000 | 2,679,113,000 |
| Noninterest expense | 464,719,000 | 1,129,958,000 | 1,841,869,000 | 4,947,308,000 |
| Provision for loan losses | 143,690,000 | 187,678,000 | 236,378,000 | 781,087,000 |
| Pretax income | 2,030,073,000 | 2,545,955,000 | 2,839,206,000 | 56,775,000 |
| Income tax | 6,464,000 | 92,100,000 | 159,351,000 | 54,731,000 |
| Net income | 2,023,609,000 | 2,453,855,000 | 2,679,855,000 | 2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,288,469,000 | 9,587,432,000 | 9,690,343,000 | 9,305,482,000 |
| Total capital | 9,769,050,000 | 10,127,595,000 | 10,273,569,000 | 10,271,047,000 |
| Risk-weighted assets | 85,840,914,000 | 86,184,946,000 | 87,297,671,000 | 88,449,831,000 |