Call reports 2022
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2022
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 60,960,485,000 | 63,046,655,000 | 62,909,410,000 | 90,036,656,000 |
| Total loans | 46,758,231,000 | 48,537,148,000 | 48,984,876,000 | 70,116,718,000 |
| Allowance for loan losses | 196,657,000 | 216,154,000 | 218,499,000 | 393,364,000 |
| Securities available for sale | 5,612,026,000 | 5,663,627,000 | 6,689,156,000 | 9,059,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 207,361,000 |
| Total deposits | 38,094,262,000 | 41,376,783,000 | 41,808,732,000 | 58,842,231,000 |
| Interest-bearing deposits | 33,661,501,000 | 36,991,719,000 | 37,969,817,000 | 46,787,298,000 |
| Noninterest-bearing deposits | 4,432,761,000 | 4,385,064,000 | 3,838,915,000 | 12,054,933,000 |
| Equity capital | 7,395,276,000 | 7,311,167,000 | 7,264,185,000 | 9,632,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 429,264,000 | 902,686,000 | 1,410,843,000 | 2,091,891,000 |
| Interest expense | 87,855,000 | 192,553,000 | 366,108,000 | 655,763,000 |
| Net interest income | 341,409,000 | 710,133,000 | 1,044,735,000 | 1,436,128,000 |
| Noninterest income | 14,090,000 | 33,049,000 | 50,701,000 | 108,507,000 |
| Noninterest expense | 137,095,000 | 272,230,000 | 404,320,000 | 690,239,000 |
| Provision for loan losses | -952,000 | 11,966,000 | 14,098,000 | 138,411,000 |
| Pretax income | 219,501,000 | 462,335,000 | 680,336,000 | 721,823,000 |
| Income tax | 55,600,000 | 118,056,000 | 174,306,000 | 190,667,000 |
| Net income | 163,901,000 | 344,279,000 | 506,030,000 | 531,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,279,934,000 | 5,365,355,000 | 5,467,123,000 | 7,652,815,000 |
| Total capital | 5,468,073,000 | 5,569,107,000 | 5,672,642,000 | 7,982,019,000 |
| Risk-weighted assets | 45,319,298,000 | 47,629,051,000 | 48,006,075,000 | 69,811,829,000 |