Call reports 2021
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2021
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 57,633,106,000 | 57,444,945,000 | 57,845,769,000 | 59,482,686,000 |
| Total loans | 43,266,575,000 | 43,575,265,000 | 43,686,555,000 | 45,738,504,000 |
| Allowance for loan losses | 197,758,000 | 201,992,000 | 199,853,000 | 199,204,000 |
| Securities available for sale | 6,177,904,000 | 6,077,318,000 | 5,898,213,000 | 5,779,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,341,673,000 | 34,324,985,000 | 34,759,539,000 | 35,198,444,000 |
| Interest-bearing deposits | 29,467,439,000 | 29,790,211,000 | 29,869,669,000 | 30,664,347,000 |
| Noninterest-bearing deposits | 4,874,234,000 | 4,534,774,000 | 4,889,870,000 | 4,534,097,000 |
| Equity capital | 7,296,634,000 | 7,409,720,000 | 7,454,168,000 | 7,524,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 423,120,000 | 854,057,000 | 1,269,141,000 | 1,689,851,000 |
| Interest expense | 96,536,000 | 186,871,000 | 276,174,000 | 364,230,000 |
| Net interest income | 326,584,000 | 667,186,000 | 992,967,000 | 1,325,621,000 |
| Noninterest income | 14,748,000 | 30,506,000 | 44,955,000 | 60,147,000 |
| Noninterest expense | 128,646,000 | 264,703,000 | 395,490,000 | 526,726,000 |
| Provision for loan losses | 3,198,000 | 1,375,000 | -1,234,000 | 3,511,000 |
| Pretax income | 208,634,000 | 432,442,000 | 643,617,000 | 855,364,000 |
| Income tax | 53,997,000 | 117,599,000 | 171,157,000 | 224,262,000 |
| Net income | 154,637,000 | 314,843,000 | 472,460,000 | 631,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,024,758,000 | 5,090,802,000 | 5,153,136,000 | 5,216,634,000 |
| Total capital | 5,209,088,000 | 5,277,359,000 | 5,338,702,000 | 5,401,680,000 |
| Risk-weighted assets | 40,804,012,000 | 41,512,544,000 | 41,839,484,000 | 43,642,516,000 |