Call reports 2020
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2020
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,237,201,000 | 54,186,774,000 | 54,908,208,000 | 56,282,514,000 |
| Total loans | 42,291,759,000 | 42,409,549,000 | 42,946,491,000 | 43,000,734,000 |
| Allowance for loan losses | 162,244,000 | 174,287,000 | 188,307,000 | 194,043,000 |
| Securities available for sale | 5,455,246,000 | 5,168,182,000 | 5,233,744,000 | 5,813,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,129,161,000 | 31,867,678,000 | 31,854,977,000 | 32,587,906,000 |
| Interest-bearing deposits | 29,435,528,000 | 28,946,513,000 | 28,799,080,000 | 29,507,454,000 |
| Noninterest-bearing deposits | 2,693,633,000 | 2,921,165,000 | 3,055,897,000 | 3,080,452,000 |
| Equity capital | 7,125,229,000 | 7,195,380,000 | 7,229,998,000 | 7,333,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 441,043,000 | 864,119,000 | 1,282,184,000 | 1,708,038,000 |
| Interest expense | 186,960,000 | 334,895,000 | 462,079,000 | 571,044,000 |
| Net interest income | 254,083,000 | 529,224,000 | 820,105,000 | 1,136,994,000 |
| Noninterest income | 16,199,000 | 30,538,000 | 44,438,000 | 59,188,000 |
| Noninterest expense | 122,230,000 | 242,452,000 | 367,377,000 | 496,558,000 |
| Provision for loan losses | 22,891,000 | 38,718,000 | 51,837,000 | 63,279,000 |
| Pretax income | 127,985,000 | 280,555,000 | 447,112,000 | 638,661,000 |
| Income tax | 18,501,000 | 56,664,000 | 98,501,000 | 90,858,000 |
| Net income | 109,484,000 | 223,891,000 | 348,611,000 | 547,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,802,347,000 | 4,825,247,000 | 4,858,492,000 | 4,964,055,000 |
| Total capital | 4,958,834,000 | 4,992,077,000 | 5,035,759,000 | 5,145,321,000 |
| Risk-weighted assets | 38,779,233,000 | 39,009,329,000 | 39,746,561,000 | 40,758,042,000 |