Call reports 2019
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2019
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,128,138,000 | 52,752,241,000 | 52,513,906,000 | 53,617,338,000 |
| Total loans | 40,526,019,000 | 40,876,701,000 | 40,844,220,000 | 41,894,155,000 |
| Allowance for loan losses | 156,636,000 | 151,112,000 | 149,433,000 | 147,638,000 |
| Securities available for sale | 5,724,644,000 | 5,738,146,000 | 5,854,568,000 | 5,853,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,771,007,000 | 32,502,746,000 | 31,752,405,000 | 31,840,090,000 |
| Interest-bearing deposits | 29,181,129,000 | 30,026,890,000 | 29,222,475,000 | 29,407,967,000 |
| Noninterest-bearing deposits | 2,589,878,000 | 2,475,856,000 | 2,529,930,000 | 2,432,123,000 |
| Equity capital | 7,104,843,000 | 7,144,467,000 | 7,158,835,000 | 7,168,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 446,192,000 | 899,942,000 | 1,354,525,000 | 1,805,224,000 |
| Interest expense | 194,722,000 | 400,717,000 | 609,391,000 | 807,786,000 |
| Net interest income | 251,470,000 | 499,225,000 | 745,134,000 | 997,438,000 |
| Noninterest income | 17,591,000 | 34,516,000 | 58,413,000 | 75,719,000 |
| Noninterest expense | 138,456,000 | 258,436,000 | 378,662,000 | 501,929,000 |
| Provision for loan losses | -1,222,000 | 622,000 | 5,403,000 | 7,105,000 |
| Pretax income | 138,813,000 | 282,163,000 | 427,237,000 | 571,848,000 |
| Income tax | 33,863,000 | 70,641,000 | 107,412,000 | 141,932,000 |
| Net income | 104,950,000 | 211,522,000 | 319,825,000 | 429,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,745,185,000 | 4,756,803,000 | 4,770,095,000 | 4,785,217,000 |
| Total capital | 4,902,922,000 | 4,909,007,000 | 4,920,605,000 | 4,933,900,000 |
| Risk-weighted assets | 36,593,653,000 | 37,676,240,000 | 37,390,482,000 | 38,513,005,000 |