Call reports 2018
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2018
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,193,741,000 | 47,095,879,000 | 47,801,767,000 | 51,874,621,000 |
| Total loans | 36,288,091,000 | 36,779,216,000 | 37,028,848,000 | 40,165,908,000 |
| Allowance for loan losses | 133,941,000 | 135,156,000 | 134,526,000 | 159,820,000 |
| Securities available for sale | 3,138,902,000 | 3,901,062,000 | 4,557,412,000 | 5,613,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,492,337,000 | 26,911,558,000 | 27,617,163,000 | 30,992,760,000 |
| Interest-bearing deposits | 24,379,952,000 | 24,845,784,000 | 25,528,438,000 | 28,595,962,000 |
| Noninterest-bearing deposits | 2,112,385,000 | 2,065,773,000 | 2,088,725,000 | 2,396,798,000 |
| Equity capital | 6,428,291,000 | 6,433,266,000 | 6,431,442,000 | 7,064,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 375,774,000 | 765,093,000 | 1,161,191,000 | 1,689,761,000 |
| Interest expense | 122,760,000 | 264,542,000 | 427,568,000 | 634,641,000 |
| Net interest income | 253,014,000 | 500,551,000 | 733,623,000 | 1,055,120,000 |
| Noninterest income | 21,093,000 | 41,925,000 | 63,123,000 | 92,290,000 |
| Noninterest expense | 113,983,000 | 226,996,000 | 337,904,000 | 511,413,000 |
| Provision for loan losses | 2,958,000 | 3,651,000 | 2,974,000 | 18,256,000 |
| Pretax income | 156,742,000 | 311,122,000 | 455,140,000 | 615,747,000 |
| Income tax | 41,764,000 | 81,744,000 | 114,207,000 | 151,869,000 |
| Net income | 114,978,000 | 229,378,000 | 340,933,000 | 463,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,281,852,000 | 4,301,253,000 | 4,317,809,000 | 4,725,497,000 |
| Total capital | 4,416,244,000 | 4,436,818,000 | 4,452,682,000 | 4,886,450,000 |
| Risk-weighted assets | 31,606,515,000 | 32,615,532,000 | 33,073,019,000 | 36,079,440,000 |