Call reports 2017
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2017
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,464,993,000 | 44,762,686,000 | 44,925,368,000 | 45,457,767,000 |
| Total loans | 36,501,604,000 | 36,534,661,000 | 35,099,543,000 | 35,924,685,000 |
| Allowance for loan losses | 146,307,000 | 126,978,000 | 128,115,000 | 133,702,000 |
| Securities available for sale | 38,290,000 | 2,845,373,000 | 2,737,317,000 | 3,277,845,000 |
| Securities held to maturity | 3,327,525,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,389,616,000 | 26,330,850,000 | 26,370,769,000 | 26,432,331,000 |
| Interest-bearing deposits | 24,380,329,000 | 24,302,203,000 | 24,378,558,000 | 24,541,096,000 |
| Noninterest-bearing deposits | 2,009,287,000 | 2,028,647,000 | 1,992,211,000 | 1,891,235,000 |
| Equity capital | 6,256,756,000 | 6,337,164,000 | 6,376,091,000 | 6,443,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 371,379,000 | 745,181,000 | 1,111,509,000 | 1,475,101,000 |
| Interest expense | 95,328,000 | 197,276,000 | 304,482,000 | 413,529,000 |
| Net interest income | 276,051,000 | 547,905,000 | 807,027,000 | 1,061,572,000 |
| Noninterest income | 26,585,000 | 45,247,000 | 151,081,000 | 171,877,000 |
| Noninterest expense | 142,811,000 | 281,866,000 | 419,097,000 | 542,039,000 |
| Provision for loan losses | -9,415,000 | -28,799,000 | -27,834,000 | -22,533,000 |
| Pretax income | 171,219,000 | 368,830,000 | 595,590,000 | 743,509,000 |
| Income tax | 63,543,000 | 136,186,000 | 224,837,000 | 235,624,000 |
| Net income | 107,676,000 | 232,644,000 | 370,753,000 | 507,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,109,227,000 | 4,134,984,000 | 4,176,102,000 | 4,253,233,000 |
| Total capital | 4,256,244,000 | 4,262,828,000 | 4,304,995,000 | 4,387,620,000 |
| Risk-weighted assets | 32,490,639,000 | 31,532,280,000 | 30,702,057,000 | 31,662,113,000 |